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Personal Finance
Course Description
This course will provide a foundational understanding for making informed personal financial decisions leading to financial independence.
Grading
Daily Work (40% of Semester Grade): Tasks completed throughout the semester to develop skills
Projects/Presentations/Papers (25% of Semester Grade)
Assessments (35% of Semester Grade): Quizzes and Tests completed throughout the semester
Semester Test (15% of Final Grade): End of Semester Assessment
Classroom Expectations
1. Be Respectful (treat other the way you want to be treated, show kindness and consideration, accept others for who they are)
2. Be Reasonable (ask for permission and keep me informed)
3. Be Responsible (be in control of your own behavior, do your part when working with others, bring MacBook to class, and have your work completed on time)
Procedures
Snacks/Drinks: water only (otherwise ask for permission)
Electronic Devices: Not allowed during school hours
Late Work: Turn work in on time; work not completed during class will be student's responsibility to complete outside of class. Accepted by end of week or make arrangements with me
Assignments
| Mon, Aug 25 | Introduction / Expectations / Financial Goals | How to make informed personal financial decisions leading to financial independence? |
| Tue, Aug 26 | Ramsey Video Clip - Budgeting Money Makeover / Life Cycle of Financial Planning | |
| Wed, Aug 27 | Ramsey Video Clip - Best Money Advice (17:05 to end) / Life with Sally / Personal Financial Plan | |
| Thu, Aug 28 | Ramsey Video Clip - The value of values / Life Cycle Photoview Presentations due / Introduction to Spending Plans / Personal Bathtub Analogy (Income, Expenses, Wealth) | |
| Tue, Sep 2 | Bell Ringer - What are your plans after high school? / Developing a Spending Plan | |
| Wed, Sep 3 | Bell Ringer - Ramsey Baby Step 1 / begin 7 Baby Steps Opinion Paper (due Wed, Sept 10) / Summer Trip Spending Plan | |
| Thu, Sep 4 | Bell Ringer - Ramsey Baby Step 2 / Paycheck PowerPoint / Net Pay & Gross Pay practice | |
| Fri, Sep 5 | Bell Ringer - Ramsey Baby Step 3 / Paystubs 1 and 2 / Prepare for Life Cycle, Financial Plan, and Paycheck Assessment | |
| Mon, Sep 8 | Bell Ringer - Ramsey Baby Step 4 / Life Cycle, Financial Plan, and Paycheck Assessment | |
| Tue, Sep 9 | Bell Ringer - Ramsey Baby Step 5 / Introduction to Savings / Rule of 72 | |
| Wed, Sep 10 | Bell Ringer - Ramsey Baby Step 6 and Ramsey Baby Step 7 / 7 Baby Steps Opinion Paper due | |
| Thu, Sep 11 | Bell Ringer - simple and compound interest / Simple and Compound Interest | |
| Fri, Sep 12 | Bell Ringer - Ramsey Degree Debt / Cash Management Tools | |
| Mon, Sep 15 | Bell Ringer - You received $3,500 this afternoon. What would you do? / Language of the Stock Market / 20 years of investing | |
| Tue, Sep 16 | Bell Ringer - new to investing / Stock Market | |
| Wed, Sep 17 | Saving and Investing Assessment | |
| Thu, Sep 18 | Bell Ringer - ride the stock market / Stock Market Challenge 5 weeks (stock selections due Sept 24) | |
| Fri, Sep 19 | Homecoming | |
| Mon, Sep 22 | Bell Ringer - What will you remember the most about homecoming week? / Despository Institutions | |
| Tue, Sep 23 | Bell Ringer - best places to bank / e-banking | |
| Wed, Sep 24 | Bell Ringer - What is a credit score? / Credit Report / Credit Score Impacts / Stock Market Challenge selections due | |
| Thu, Sep 25 | Bell Ringer - Best credit cards for 18 year olds / 1st half credit card / Credit Card vocab | |
| Fri, Sep 26 | Bell Ringer / Credit Cards | |
| Mon, Sep 29 | Bell Ringer - number of credit cards / Credit Card Choices and Statements | |
| Tue, Sep 30 | Bell Ringer - balance checkbook / Balancing an account (deposits and withdrawals) / Check writing / Prepare for Banking and Credit Assessment | |
| Wed, Oct 1 | Banking and Credit Assessment / update stocks | |
| Thu, Oct 2 | Bell Ringer - 5 key points from the first half of Catch me if you can / Catch me if you can questions | |
| Fri, Oct 3 | Bell Ringer - 5 key points from the second half of Catch me if you can / Finish Catch me if you can questions | |
| Mon, Oct 6 | Bell Ringer - Identity Theft victim / Fraud Mystery / Fraud Checklist | |
| Tue, Oct 7 | Bell Ringer - parent's fear / Identity Theft Project | |
| Wed, Oct 8 | Bell Ringer - Term Life vs Whole Life / Insurance / Stock Update | |
| Thu, Oct 9 | Bell Ringer - Liability Insurance / Insurance | |
| Tue, Oct 14 | Fraud & Insurance Assessment | |
| Wed, Oct 15 | Bell Ringer - Should I rent or own? / Housing - renting or owning / update stock | |
| Thu, Oct 16 | Bell Ringer - rent vs owning / How to locate a living space | |
| Fri, Oct 17 | Bell Ringer - tips for first time home buyers / Securing a living space |