|
|
|
|
Personal Finance
Course Description
This course will provide a foundational understanding for making informed personal financial decisions leading to financial independence.
Grading
Daily Work (40% of Semester Grade): Tasks completed throughout the semester to develop skills
Projects/Presentations/Papers (25% of Semester Grade)
Assessments (35% of Semester Grade): Quizzes and Tests completed throughout the semester
Semester Test (15% of Final Grade): End of Semester Assessment
Classroom Expectations
1. Be Respectful (treat other the way you want to be treated, show kindness and consideration, accept others for who they are)
2. Be Reasonable (ask for permission and keep me informed)
3. Be Responsible (be in control of your own behavior, do your part when working with others, bring MacBook to class, and have your work completed on time)
Procedures
Snacks/Drinks: water only (otherwise ask for permission)
Electronic Devices: cell phones/music players - put away
Late Work: Turn work in on time; work not completed during class will be student's responsibility to complete outside of class. Accepted by end of week or make arrangements with me
Assignments
| Mon, Aug 26 | Welcome / Expectations / Financial Goals | How to make informed personal financial decisions leading to financial independence? | ||||||||||||||||||||||||||||||||||
| Tue, Aug 27 | Ramsey Video Clip / Life Cycle of Financial Planning | |||||||||||||||||||||||||||||||||||
| Wed, Aug 28 | Ramsey Video Clip / Life with Sally / Personal Financial Plan | |||||||||||||||||||||||||||||||||||
| Thu, Aug 29 | Ramsey Video Clip / Life Cycle Photoview / Introduction to Spending Plans / Personal Bathtub Analogy | |||||||||||||||||||||||||||||||||||
| Fri, Aug 30 | Post-secondary plans / Developing a Spending Plan / Work submitted from the week | |||||||||||||||||||||||||||||||||||
| Tue, Sep 3 | Baby Step 1 / Life Cycle Photoview Presentations / begin 7 Baby Steps Opinion Paper | |||||||||||||||||||||||||||||||||||
| Wed, Sep 4 | Baby Step 2 / Spending Plan | |||||||||||||||||||||||||||||||||||
| Thu, Sep 5 | Baby Step 3 / Paycheck | |||||||||||||||||||||||||||||||||||
| Fri, Sep 6 | Baby Step 4 / Paycheck / Prepare for Life Cycle, Financial Plan, and Paycheck Assessment | |||||||||||||||||||||||||||||||||||
| Mon, Sep 9 | Baby Step 5 / Life Cycle, Financial Plan, and Paycheck Assessment | |||||||||||||||||||||||||||||||||||
| Tue, Sep 10 | Baby Step 6 / Introduction to Savings / Rule of 72 | |||||||||||||||||||||||||||||||||||
| Wed, Sep 11 | Baby Step 7 / Simple and Compound Interest | |||||||||||||||||||||||||||||||||||
| Thu, Sep 12 | Ramsey Video Clip / Cash Management Tools / 7 Baby Steps OP due | |||||||||||||||||||||||||||||||||||
| Fri, Sep 13 | What would you do? / Language of the Stock Market / 20 years of investing | |||||||||||||||||||||||||||||||||||
| Mon, Sep 16 | Ramsey Video Clip - new to investing / Stock Market | |||||||||||||||||||||||||||||||||||
| Tue, Sep 17 | Saving and Investing Assessment / Ride the stock market / Stock Market Challenge (selections due Sept 24) | |||||||||||||||||||||||||||||||||||
| Wed, Sep 18 | Ramsey Video Clip - Best Places to Bank / Depository Institutions | |||||||||||||||||||||||||||||||||||
| Thu, Sep 19 | Ramsey Video Clip - How will the election affect the ecomony? / e-banking | |||||||||||||||||||||||||||||||||||
| Fri, Sep 20 | Video Clip - What is a Credit Score? / Credit Report | |||||||||||||||||||||||||||||||||||
| Mon, Sep 23 | Ramsey Video Clip - credit card companies don't want you to know / Credit Score Impacts / first half credit cards / credit card vocab | |||||||||||||||||||||||||||||||||||
| Tue, Sep 24 | Video Clip - credit cards for 18 year olds / second half credit cards / Stock Market Challenge selections
| Wed, Sep 25 | Video Clip - number of credit cards / Understanding credit cards and statement
| Thu, Sep 26 | Banking and Credit Assessment | Fri, Sep 27 | What has been the most beneficial to you so far in Personal Finance? What will you remember the most about homecoming week? | Mon, Sep 30 | Ramsey Video Clip - Should I rent or buy? / Housing - renting vs owning | Tue, Oct 1 | Ramsey Video Clip - rent vs owning / How to locate a living space? / update Stocks | Wed, Oct 2 | Ramsey Video Clip - tips for first time home buyers / Securing a living space | Thu, Oct 3 | Ramsey Video Clip - buying a vehicle without debt / Purchasing a vehicle - research | Mon, Oct 7 | Video Clip - lease / Purchasing a vehicle - loans | Tue, Oct 8 | Ramsey Video Clip - first car / Purchasing a vehicle - auto insurance / update stocks | Wed, Oct 9 | Freeform - Dream property / Housing and Auto Assessment | Thu, Oct 10 | Catch me if you can / Dream Property due | Fri, Oct 11 | Catch me if you can questions due | Tue, Oct 15 | Ramsey Video Clip - Identity Theft Victim / Fraud checklist / Fraud Mystery / update stocks |
Wed, Oct 16 | Ramsey Video Clip - parent's fear / Identity Theft Project |
Thu, Oct 17 | Insurance |
Fri, Oct 18 | Insurance |
|