mailto:vincent.schmaltz@k12.sd.us


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Personal Finance

Course Description

This course will provide a foundational understanding for making informed personal financial decisions leading to financial independence.

Grading

Daily Work (40% of Semester Grade): Tasks completed throughout the semester to develop skills

Projects/Presentations/Papers (25% of Semester Grade)

Assessments (35% of Semester Grade): Quizzes and Tests completed throughout the semester

Semester Test (15% of Final Grade): End of Semester Assessment

Classroom Expectations

1. Be Respectful (treat other the way you want to be treated, show kindness and consideration, accept others for who they are)

2. Be Reasonable (ask for permission and keep me informed)

3. Be Responsible (be in control of your own behavior, do your part when working with others, bring MacBook to class, and have your work completed on time)

Procedures

Snacks/Drinks: water only (otherwise ask for permission)

Electronic Devices: Not allowed during school hours

Late Work: Turn work in on time; work not completed during class will be student's responsibility to complete outside of class. Accepted by end of week or make arrangements with me

Assignments

Mon, Nov 17 Introduction / Expectations / Financial GoalsHow to make informed personal financial decisions leading to financial independence?
Tue, Nov 18 Ramsey Video Clip - Budgeting Money Makeover / Life Cycle of Financial Planning
Wed, Nov 19 Ramsey Video Clip - Best Money Advice (17:05 to end) / Life with Sally / Personal Financial Plan
Thu, Nov 20 Ramsey Video Clip - The value of values / Life Cycle Photoview Presentations due / Introduction to Spending Plans / Personal Bathtub Analogy (Income, Expenses, Wealth)
Fri, Nov 21 Bell Ringer - What are your plans after high school? / Developing a Spending Plan
Mon, Nov 24 Bell Ringer - Ramsey Baby Step 1 / begin 7 Baby Steps Opinion Paper (due Thu, Dec 4) / Summer Trip Spending Plan
Tue, Nov 25 Bell Ringer - Ramsey Baby Step 2 / Paycheck PowerPoint / Net Pay & Gross Pay practice