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Personal Finance
Course Description
This course will provide a foundational understanding for making informed personal financial decisions leading to financial independence.
Grading
Daily Work (40% of Semester Grade): Tasks completed throughout the semester to develop skills
Projects/Presentations/Papers (25% of Semester Grade)
Assessments (35% of Semester Grade): Quizzes and Tests completed throughout the semester
Semester Test (15% of Final Grade): End of Semester Assessment
Classroom Expectations
1. Be Respectful (treat other the way you want to be treated, show kindness and consideration, accept others for who they are)
2. Be Reasonable (ask for permission and keep me informed)
3. Be Responsible (be in control of your own behavior, do your part when working with others, bring MacBook to class, and have your work completed on time)
Procedures
Snacks/Drinks: water only (otherwise ask for permission)
Electronic Devices: Not allowed during school hours
Late Work: Turn work in on time; work not completed during class will be student's responsibility to complete outside of class. Accepted by end of week or make arrangements with me
Assignments
| Mon, Nov 17 | Introduction / Expectations / Financial Goals | How to make informed personal financial decisions leading to financial independence? |
| Tue, Nov 18 | Ramsey Video Clip - Budgeting Money Makeover / Life Cycle of Financial Planning | |
| Wed, Nov 19 | Ramsey Video Clip - Best Money Advice / Life with Sally / Personal Financial Plan | |
| Thu, Nov 20 | Ramsey Video Clip - The value of values / Life Cycle Photoview Presentations due / Introduction to Spending Plans / Personal Bathtub Analogy (Income, Expenses, Wealth) | |
| Fri, Nov 21 | Bell Ringer - What are your plans after high school? / Developing a Spending Plan | |
| Mon, Nov 24 | Bell Ringer - Ramsey Baby Step 1 / begin 7 Baby Steps Opinion Paper (due Thu, Dec 4) / Summer Trip Spending Plan | |
| Tue, Nov 25 | Bell Ringer - Ramsey Baby Step 2 / Paycheck PowerPoint / Net Pay & Gross Pay practice | |
| Mon, Dec 1 | Bell Ringer - Baby Step 3 / Paychecks|Paystubs 1 and 2 / Prepare for life cycle, financial plan, paycheck assessment | |
| Tue, Dec 2 | Bell Ringer - Baby Step 4 / Life Cycle, Financial Plan, and Paycheck Assessment | |
| Wed, Dec 3 | Bell Ringer - Baby Step 5 / Introduction to Savings (PowerPoint, Terminology, Rule of 72) | |
| Thu, Dec 4 | Bell Ringer - Baby Steps 6 and 7 / 7 Baby Steps Opinion Paper due | |
| Fri, Dec 5 | Bell Ringer - simple and compound interest / simple and compound interest | |
| Mon, Dec 8 | Bell Ringer - degree debt / Cash Management Tools | |
| Tue, Dec 9 | Bell Ringer - You received $3750 this afternoon. What would you do? / Language of the Stock Market | |
| Wed, Dec 10 | Bell Ringer - new to investing / stock market / 20 years of investing | |
| Thu, Dec 11 | Saving and Investing Assessment | |
| Fri, Dec 12 | Bell Ringer - ride the stock market / Stock Market Challenge (stock selections due Dec 17) | |
| Mon, Dec 15 | Bell Ringer - best place to bank / Depository Institutions | |
| Tue, Dec 16 | Bell Ringer - Do you use a banking app? What are the best features? Why? / e-banking | |
| Wed, Dec 17 | Bell Ringer - balance checkbook / Balancing an account (deposits|withdrawals and check writing) / Stock Market Challenge selections due | |
| Thu, Dec 18 | It's a Wonderful Life (Explain 10 financial or historical lessons you learned from the movie. | |
| Fri, Dec 19 | finish It's a Wonderful Life | |
| Mon, Jan 5 | Bell Ringer - What is a credit score? / credit report / credit score impacts | |
| Tue, Jan 6 | Bell Ringer - credit card for 18 year olds / 1st half credit cards / credit card vocab | |
| Wed, Jan 7 | Bell Ringer - email questions / finish credit cards / stock market challenge update | |
| Thu, Jan 8 | Bell Ringer - number of credit cards / credit card choices / credit card statement / Prepare for Banking and Credit Assessment | |
| Fri, Jan 9 | Banking and Credit Assessment | |
| Mon, Jan 12 | Bell Ringer - How do you prevent fraud? / Catch me if you can and questions | |
| Tue, Jan 13 | Bell Ringer - Have you or know of someone that been a victim of fraud? Explain / Catch me if you can and questions | |
| Wed, Jan 14 | Bell Ringer - How has banking changed to prevent fraud? / Catch me if you can and questions due / Stock Market Challenge update | |
| Thu, Jan 15 | Bell Ringer - Identity Theft victim / Fraud Mystery / Fraud Checklist | |
| Fri, Jan 16 | No School due to high winds | |
| Tue, Jan 20 | Bell Ringer - parent's fear / Identity Theft Project |